Saving & Investing Calculators
Calculators that compound a starting balance and regular contributions to project what savings, investment, and retirement accounts could become.
401(k) Balance Change Calculator
Work out the percentage change in your 401(k) balance between two statements — and the dollar gain/loss — a quick snapshot of how your retirement account moved over the period.
401(k) Withdrawal Calculator
Work out the monthly income a 401(k) balance can provide in retirement, and how long the account will last as it is drawn down.
403(b) Calculator
Project how a 403(b) plan could grow — the retirement account for employees of public schools, universities, hospitals, and other nonprofit organizations.
457(b) Calculator
Project how a 457(b) plan could grow — the deferred compensation plan available to state and local government employees and some nonprofit workers.
Adoption Savings Calculator
Work out how much to set aside each month to fund an adoption in cash — agency fees, legal costs, home study, and travel — instead of carrying debt through the first years with a new child.
Bonus Investment Growth Calculator
Work out what an annual bonus could become if you invest it and leave it to compound — rather than spending it. The result is the future value and the growth it earns over the period.
Annuity Accumulation Calculator
Work out what a deferred annuity grows to during its accumulation phase — from an initial premium plus any ongoing contributions, compounding at the credited rate — before it converts to income.
Annuity Payout Calculator
Work out the monthly payout from a fixed-period annuity — the steady income an annuity pays until its term ends.
Superannuation Growth Calculator (Australia)
Work out what your Australian superannuation grows to from your current balance plus regular monthly contributions — the long-run compounding that funds retirement under Australia's super system.
Term Deposit Calculator (Australia)
Work out what an Australian term deposit grows to at maturity — from a lump sum at a fixed interest rate over a set term — and how much interest you earn locking your money away.
Baby Savings Calculator
Work out how much to set aside each month to be financially ready for a new baby — the costs that arrive with, and soon after, the due date.
Boat Savings Calculator
Work out how much to set aside each month to buy a boat with cash — and avoid years of marine-loan interest on an asset that depreciates as fast as a new car.
Braces Savings Calculator
Work out how much to set aside each month to pay for braces or orthodontic treatment by your target date — with the balance earning a return — so you can fund it with savings instead of high-interest financing.
Tesouro Direto Calculator (Brazil)
Estimate what a Brazilian Tesouro Direto investment grows to at a given annual rate over time — the government bond programme that lets individuals lend to the Treasury at attractive rates, with the gross return before tax.
Brokerage Account Calculator
Project how a taxable brokerage account could grow — the flexible account with no contribution limits and no withdrawal age rules.
Business Sale Proceeds Investment Calculator
Work out what the after-tax proceeds from selling your business could grow to if you invest them — the future value and the growth over the years it stays invested. For many founders, the sale is a once-in-a-lifetime liquidity event, and how the proceeds are deployed shapes the rest of their financial life.
Business Startup Savings Calculator
Work out how much to save each month to launch a business with cash rather than debt — and without the months of distraction that fundraising tends to cost.
Camera Gear Savings Calculator
Work out how much to set aside each month to buy a camera or lens by your target date — with the balance earning a return — so you can pay cash for quality gear instead of financing or rushing the purchase.
FHSA Calculator (Canada)
Estimate what a Canadian FHSA (First Home Savings Account) grows to from regular contributions — the registered account introduced in 2023 that combines an RRSP-style tax deduction with TFSA-style tax-free withdrawals, for buying a first home.
RESP Calculator (Canada)
Estimate what a Canadian RESP grows to from a starting balance plus regular monthly contributions — the registered account for education savings, where growth is tax-deferred and the government adds a matching grant.
RRSP Lump Sum Growth Calculator (Canada)
Work out what a lump-sum contribution to a Canadian RRSP grows to over time — with tax-deferred compounding inside the plan — to see the long-run value of a one-time RRSP contribution.
TFSA Growth Calculator (Canada)
Work out what a Canadian Tax-Free Savings Account (TFSA) grows to from a starting balance plus regular monthly contributions — with all growth and withdrawals completely tax-free.
Car Replacement Fund Calculator
Work out what a car replacement fund grows to from a starting amount plus regular monthly saving — so your next car can be bought with cash (or a big down payment) instead of financed entirely.
Car Savings Calculator
Work out how much to save each month to buy a car with cash by a target date — and skip the interest a loan would charge.
CD Calculator
Work out what a certificate of deposit is worth at maturity, and how much of that figure is interest the bank has paid.
Christmas Club Savings Calculator
Work out what a Christmas club account grows to from regular monthly deposits over the year — a structured savings habit designed to fund holiday spending without debt.
College Savings Calculator
Project how a college fund could grow between now and the year a child starts school, given a starting balance and steady monthly saving.
Compound Interest Calculator
Project how a starting deposit and steady contributions compound over time — then layer in the real-world frictions that change the answer: APR versus APY, compounding and contribution frequency, fees, taxes, inflation and a yearly contribution raise.
Coverdell ESA Growth Calculator
Work out what a Coverdell Education Savings Account (ESA) grows to from a starting balance plus monthly contributions — a tax-advantaged way to save for a child's education that covers K–12 as well as college.
Crypto Lump Sum Investment Calculator
Work out what a one-time crypto investment would grow to if it earned a steady assumed return — a hypothetical projection to explore scenarios, not a forecast, because crypto returns are anything but steady.
Custodial Account Calculator
Project how a custodial account could grow for a child, from a starting balance and steady monthly contributions until they come of age.
Debt to Asset Ratio Calculator
Work out a debt to asset ratio — the share of what you own that is actually financed by debt rather than equity.
Aktiesparekonto Calculator (Denmark)
Estimate what a Danish aktiesparekonto (ASK) grows to from regular contributions at a steady return — the share savings account that taxes gains at a low flat rate instead of the high ordinary share tax.
Down Payment Savings Calculator
Work out how much to save each month to have a home down payment ready by the date you plan to buy.
Drone Savings Calculator
Work out how much to set aside each month to buy a drone by your target date — with the balance earning a return — so you can pay cash for a quality setup including the essentials, not just the drone itself.
E-Bike Savings Calculator
Work out how much to set aside each month to buy an e-bike with cash — and avoid financing a depreciating commuter at 8% to 14% APR.
Electric Vehicle Savings Calculator
Work out how much to set aside each month to buy an electric vehicle with cash — and avoid years of auto-loan interest on a vehicle that depreciates 20% in the first year.
Emergency Fund Calculator
Work out how much to save each month to build an emergency fund — the cash buffer that keeps a setback from becoming a crisis.
Emergency Fund Shortfall Calculator
Work out how funded your emergency fund is versus its target — and the share of the target that still needs to be saved before the household is fully buffered.
Employer 401(k) Match Calculator
Work out the annual 401(k) match an employer contributes — the free money that almost always wins as the first dollar to allocate after taxes and essentials.
FIRE Fund Growth Calculator
Work out what a FIRE (Financial Independence, Retire Early) fund grows to from your current investments plus aggressive monthly contributions — the accumulation side of the early-retirement equation.
First Investment Property Savings Calculator
Work out how much to set aside each month to fund a first investment property purchase — the all-in cash needed including down payment, closing costs, and operating reserves.
Assurance Vie Calculator (France)
Estimate what a French assurance vie grows to from a lump sum at a steady return — France's most popular savings wrapper, prized for flexible investing, favourable tax on gains after eight years, and inheritance advantages.
Livret A Calculator (France)
Estimate what a French Livret A grows to from a starting balance plus regular monthly deposits at the government-set rate — France's flagship tax-free regulated savings account.
PEL Calculator (France)
Estimate what a French PEL (plan d'épargne logement) grows to — from an opening balance plus regular monthly payments at its fixed, guaranteed rate — France's regulated home-savings plan that also opens rights to a property loan.
PER Calculator (France)
Estimate what a French PER (plan d'épargne retraite) grows to from regular contributions — the retirement savings plan introduced in 2019 that lets you deduct contributions from taxable income now and draw the money as capital or income at retirement.
Future Value Calculator
Work out what a single lump sum becomes after years of compound growth — the building block behind every long-term money projection.
Festgeld Calculator (Germany)
Calculate the maturity value of a German Festgeld — a fixed-term deposit (Termineinlage) that locks a lump sum at a fixed interest rate for a set term — and the interest earned.
Riester Pension Calculator (Germany)
Estimate what a German Riester pension (Riester-Rente) grows to at a steady return — the state-subsidised private pension that adds government bonuses and tax deductions to your own contributions.
Gift Money Investment Calculator
Work out what gift money could grow to if you invest it and leave it to compound — rather than spending it. The result is the future value and the growth it earns over the years it stays invested.
Graduate School Savings Calculator
Work out how much to set aside each month to fund graduate school with cash — and avoid stacking grad-school loans on top of any undergraduate debt as you enter your highest-earning years.
Graduation Party Savings Calculator
Work out how much to set aside each month to throw a graduation party by the big day — with the balance earning a return — so the celebration is funded from savings rather than a last-minute scramble or credit card.
Grandchild Gift Fund Calculator
Work out what a fund for a grandchild grows to from a starting gift plus regular monthly contributions — and see how much of the total is your gifts versus the compounding that time provides.
High-Yield Savings Growth Calculator
Work out what a high-yield savings account grows to from a starting balance plus regular monthly deposits — a safe, liquid way to grow short- and medium-term savings well above what a traditional savings account pays.
Holiday Gift Savings Calculator
Work out how much to set aside each month to cover your holiday gift budget in cash — and skip the January credit card hangover that follows financing the holidays.
Appliance Replacement Savings Calculator
Work out how much to set aside each month toward replacing home appliances — with the balance earning a return — so a failed fridge, washer, or water heater is a planned expense, not an emergency purchase on a credit card.
Home Gym Savings Calculator
Work out how much to set aside each month to build a home gym by your target date — with the balance earning a return — so you can pay cash for equipment that often pays for itself versus a gym membership.
Home Renovation Savings Calculator
Work out how much to set aside each month to fund a home renovation in cash — and avoid the 8% to 12% APR personal loans or HELOC interest that turn a $25,000 kitchen into a $30,000 one.
Home Sale Proceeds Investment Calculator
Work out what the net proceeds from selling your home could grow to if you invest them — useful when downsizing, relocating, or choosing to rent and invest the equity rather than buy again.
Honeymoon Savings Calculator
Work out how much to set aside each month so the honeymoon is paid for by the wedding day — not financed on a credit card while you are still on the trip.
Hot Tub Savings Calculator
Work out how much to set aside each month to buy a hot tub by your target date — with the balance earning a return — so you can pay cash for a discretionary purchase instead of financing it at a high rate.
HSA Calculator
Project how a health savings account could grow when contributions are invested and left to compound rather than spent each year.
HSA Contribution Goal Calculator
Work out the monthly HSA contribution needed to hit a savings target by your chosen date — with the balance earning a return — so you can fund a deductible buffer or build long-term tax-advantaged savings on a schedule.
HSA Future Value Calculator
Project what an invested HSA balance could grow to — tax-free — if left to compound rather than spent on current medical costs. The HSA's triple tax advantage makes it the most powerful retirement account most people underuse.
Index Fund Investment Growth Calculator
Work out what regular investing in a low-cost index fund builds over time — from a starting amount plus monthly contributions — and see how much of the result is your money versus compounding growth.
EPF Calculator (India)
Estimate what an Indian EPF (Employees' Provident Fund) grows to from regular monthly contributions at the EPF rate — the mandatory retirement-savings scheme for most salaried employees in India.
Fixed Deposit Calculator (India)
Estimate the maturity value of an Indian fixed deposit (FD) from the principal, interest rate, and tenure — the return on one of India's most popular safe savings instruments.
NPS Calculator (India)
Estimate what an Indian NPS (National Pension System) grows to from regular monthly contributions — the government-backed retirement scheme that builds a pension corpus and offers an extra tax deduction beyond the usual 80C limit.
NSC Calculator (India)
Calculate the maturity value of an Indian National Savings Certificate (NSC) — a government-backed, fixed-rate small-savings scheme with a 5-year term and Section 80C tax benefit.
PPF Calculator (India)
Estimate the maturity value of an Indian Public Provident Fund (PPF) account from a starting balance plus regular contributions at the government-set PPF rate — one of India's most popular tax-free, government-backed savings schemes.
SIP Calculator (India)
Estimate the future value of a mutual fund SIP (Systematic Investment Plan) in India — investing a fixed amount each month — over your chosen period and expected return. SIP is the most popular way Indians invest in mutual funds.
Sukanya Samriddhi Calculator (India)
Estimate what an Indian Sukanya Samriddhi Yojana (SSY) account grows to from regular deposits at the scheme's government-set rate — the tax-free small-savings scheme designed for a girl child's education and marriage.
Inflation Calculator
Work out what something will cost in the future once inflation has done its work — and how much purchasing power today's money quietly loses.
Inheritance Future Value Calculator
Project what an inheritance could grow to if invested — the figure that frames the trade-off between spending it now and letting it compound for the years ahead.
Inheritance Payout Calculator
Work out the monthly income an inheritance can provide when drawn down steadily over a chosen number of years, instead of spent in a few years or left untouched.
Investment Calculator
Project how a lump sum and regular monthly investing could build a portfolio over the years, and see how much of the result comes from market gains.
IRA Monthly Withdrawal Calculator
Work out the level monthly withdrawal an IRA can provide over a chosen number of years — the amount that exhausts the balance by the end of the period while the remaining money keeps earning a return.
Keren Hishtalmut Calculator (Israel)
Estimate what an Israeli keren hishtalmut (study/training fund) grows to from regular monthly contributions — a medium-term savings vehicle prized for combining employer matching, a tax-deductible/exempt contribution, and tax-free growth on withdrawal.
iDeCo Calculator (Japan)
Estimate what a Japanese iDeCo (individual-type defined contribution pension) grows to from regular monthly contributions — the private pension where contributions are tax-deductible and investment growth is tax-free.
NISA Growth Calculator (Japan)
Estimate what a Japanese NISA grows to from a starting balance plus regular monthly contributions — Japan's tax-free investment account, where gains and dividends are exempt from the usual ~20% investment tax.
Kids Savings Account Growth Calculator
Work out what a child's savings account grows to from a starting amount plus regular monthly contributions — and see how powerful starting early and letting time compound can be for a young child.
Settlement Investment Growth Calculator
Work out what a legal settlement or lump sum could become if you invest it and leave it to compound — rather than spending it down. The result is the future value and the growth it earns over the period.
Lottery Cash Option Investment Calculator
Work out what a lottery cash-option lump sum could grow to if you invest it — the future value and growth over the years it stays invested — once you've accounted for the big haircut taxes and the cash discount take first.
Money Market Fund Growth Calculator
Work out what a money market fund grows to from a starting balance plus regular monthly deposits — a low-risk, liquid place to hold cash and earn a yield close to short-term interest rates.
Motorcycle Savings Calculator
Work out how much to set aside each month to buy a motorcycle by your target date — with the balance earning a return — so you can pay cash (or a large down payment) instead of financing a depreciating recreational purchase.
Moving Cost Savings Calculator
Work out how much to set aside each month to cover a move by your target date — with the balance earning a return — so you can pay for movers, deposits, and setup in cash instead of putting them on a credit card.
Musical Instrument Savings Calculator
Work out how much to set aside each month to buy a musical instrument by your target date — with the balance earning a return — so you can pay cash for a quality instrument instead of financing or rushing the purchase.
Net Worth Growth Rate Calculator
Work out how fast a household's net worth has grown — the headline measure of progress toward financial independence.
Car Down Payment Savings Calculator
Work out how much to set aside each month to reach a car down payment by your target date — with the balance earning a return while you save, so you can see how much the saving does versus the interest.
Laptop Savings Calculator
Work out how much to set aside each month to buy a new laptop or computer by your target date — with the balance earning a return — so you can pay cash instead of putting it on a credit card or store financing.
New Puppy Savings Calculator
Work out how much to set aside each month before getting a puppy — with the balance earning a return — so you're ready for the surprisingly large first-year costs and not caught out by vet bills or training.
New Roof Savings Calculator
Work out how much to set aside each month to pay for a roof replacement by your target date — with the balance earning a return — so you can fund a major home expense with cash instead of high-interest financing or scrambling after a leak.
BSU Calculator (Norway)
Estimate how a Norwegian BSU (boligsparing for ungdom) grows from a starting balance plus regular monthly deposits at its high fixed rate — Norway's tax-favoured savings scheme for under-34s saving toward a first home.
KiwiSaver Growth Calculator (New Zealand)
Work out what your New Zealand KiwiSaver grows to from your current balance plus regular monthly contributions — the long-run compounding that builds retirement (and first-home) savings under KiwiSaver.
Pension Drawdown Calculator
Work out the monthly income a pension pot can provide when drawn down over a chosen number of years — the flexible drawdown approach in place of an annuity.
Pension Lump Sum Investment Calculator
Work out what a pension lump-sum buyout could grow to if you take it and invest it — the key figure when deciding between a one-time lump sum and a lifetime monthly pension.
PPR Calculator (Portugal)
Estimate what a Portuguese PPR (plano poupança reforma) grows to at a steady return — Portugal's tax-advantaged retirement savings plan, offering a tax deduction on contributions and reduced tax on the gains at retirement.
Invest Your Raise Calculator
Work out what investing your pay raise — instead of absorbing it into higher spending — grows to over time. It's the simplest antidote to lifestyle creep, turning a salary bump into long-term wealth.
Retirement Catch-Up Growth Calculator
Work out what your retirement balance grows to in your final working years from your current balance plus boosted 'catch-up' contributions — the late-career push the tax code encourages for savers 50 and older.
Retirement Income Calculator
Work out the monthly income a retirement nest egg can provide — and for how long, before the pot is exhausted.
Retirement Savings Calculator
Project how your retirement account could grow between today and your planned retirement date, given a current balance and ongoing monthly contributions.
Rollover IRA Growth Calculator
Work out what a rollover IRA grows to from the balance you rolled over plus any ongoing monthly contributions — so you can see the long-term value of consolidating an old 401(k) and continuing to invest it.
Roth 401(k) Calculator
Project how a Roth 401(k) could grow when funded with after-tax pay, so that qualified withdrawals in retirement are entirely tax-free.
Roth IRA Calculator
Project how a Roth IRA could grow when funded with after-tax dollars, where qualified withdrawals in retirement come out completely tax-free.
Roth IRA Growth Calculator
Project what a Roth IRA balance could grow to — completely tax-free — by retirement. The Roth's defining advantage is that qualified withdrawals, including all the growth, are never taxed.
RV Savings Calculator
Work out how much to set aside each month to buy an RV with cash — instead of financing it across years of 8% to 12% APR payments that often outlast the warranty.
Sabbatical Fund Growth Calculator
Work out what a sabbatical or career-break fund grows to from a starting amount plus regular monthly saving — so you can plan a funded time away from work instead of going into debt for it.
Safe Withdrawal Rate Calculator
Work out your retirement withdrawal rate — annual withdrawal as a percentage of portfolio — and check it against the 4% rule, the most-cited benchmark for retirement sustainability.
Salary Growth Rate Calculator
Work out how fast your pay has actually grown by reducing years of raises and promotions to a single annual rate.
Salary Projection Calculator
Project where your salary could be after years of steady raises — a long view of how today's pay compounds over a career.
Savings Bond Calculator
Work out what a savings bond is worth once it has been held and left to compound — the value waiting at maturity.
Savings Calculator
Estimate how a bank savings balance builds up from regular monthly deposits and the modest interest a deposit account pays.
Savings Goal Calculator
Work out how much to set aside each month to hit a savings goal by a chosen date, with help from the interest your savings earn.
Savings Rate Calculator
Work out your personal savings rate — the share of your income that goes toward savings rather than spending.
Security Deposit Savings Calculator
Work out how much to set aside each month to cover a rental's upfront cash — security deposit plus first/last month's rent and fees — by your target move date, so you're not scrambling when you find a place.
SEP IRA Calculator
Project how a SEP IRA could grow — the retirement account that lets the self-employed and small-business owners contribute well beyond regular IRA limits.
Severance Pay Investment Calculator
Work out what severance pay could grow to if you invest the portion you don't need for living expenses — the future value and the growth it earns over the years it stays invested.
SIMPLE IRA Calculator
Project how a SIMPLE IRA could grow — the retirement plan small employers (typically under 100 employees) use to match their team's contributions without the complexity of a 401(k).
SRS Calculator (Singapore)
Estimate what a Singapore SRS (Supplementary Retirement Scheme) grows to from regular contributions invested at a steady return — the voluntary scheme that gives a dollar-for-dollar tax deduction on contributions.
Solo 401(k) Calculator
Project how a Solo 401(k) could grow — the retirement plan for self-employed earners with no employees, designed to let owner-operators save aggressively in good years.
Retirement Annuity Calculator (South Africa)
Estimate what a South African retirement annuity (RA) grows to at a steady return — the tax-advantaged retirement product where contributions are tax-deductible and growth is sheltered from tax until you retire.
Plan de Pensiones Calculator (Spain)
Estimate what a Spanish plan de pensiones grows to at a steady return — the private pension plan whose contributions reduce your taxable income, with the payout taxed as income when you draw it at retirement.
Spousal IRA Growth Calculator
Work out what a spousal IRA grows to from a starting balance plus monthly contributions — the account that lets a non-working or low-earning spouse keep building retirement savings using the working spouse's income.
Structured Settlement Calculator
Work out the monthly payout from a structured settlement — the steady, scheduled income paid out instead of a single lump sum.
ISK Calculator (Sweden)
Estimate what a Swedish ISK (investeringssparkonto) grows to from a starting balance plus regular monthly deposits — Sweden's popular investment account, taxed not on gains but on a small flat yearly rate.
Pillar 3a Calculator (Switzerland)
Estimate what a Swiss pillar 3a balance grows to by retirement at a steady return — the tax-advantaged private pension (Säule 3a / 3e pilier) that supplements the state (1st pillar) and occupational (2nd pillar) schemes.
Tattoo Savings Calculator
Work out how much to set aside each month to pay for a tattoo by your target date — with the balance earning a return — so you can pay cash for quality work rather than financing it or rushing to a cheaper artist.
Tax Refund Investment Calculator
Work out what a tax refund could grow to if you invest it instead of spending it — the future value and the growth it earns over the years it stays invested.
RMF Calculator (Thailand)
Estimate what a Thai RMF (retirement mutual fund) grows to at a steady return — the tax-deductible retirement fund, which is tax-free at withdrawal if you meet the holding-period and age conditions.
Traditional IRA Calculator
Project how a traditional IRA could grow when funded with pre-tax dollars and left to compound until retirement.
Trust Fund Monthly Income Calculator
Work out the level monthly income a trust fund can provide over a chosen number of years — the amount that exhausts the balance by the end of the period while the remaining money keeps earning a return.
TSP Calculator
Project how a Thrift Savings Plan could grow — the retirement plan for federal employees and members of the uniformed services.
ISA Growth Calculator (UK)
Work out what a lump sum invested in a UK Individual Savings Account (ISA) grows to over time — with all growth, interest, and gains free of UK income tax and capital gains tax.
Junior ISA Growth Calculator (UK)
Work out what a lump sum invested in a UK Junior ISA (JISA) grows to by the time a child turns 18 — with all growth completely free of UK tax, and the money locked away for the child until adulthood.
529 Plan Calculator (US)
Estimate what a US 529 plan grows to from a starting balance plus regular monthly contributions — the tax-advantaged college-savings account where investment growth is tax-free when used for qualified education expenses.
Vacation Savings Calculator
Work out how much to set aside each month to pay for a vacation in full — so the trip is funded before you go, not financed afterward.
Wedding Fund Growth Calculator
Work out what a wedding fund grows to from a starting amount plus a fixed monthly saving — and see how much of the total is your own contributions versus interest earned along the way.
Wedding Ring Savings Calculator
Work out how much to set aside each month to buy an engagement or wedding ring by your target date — with the balance earning a return — so you can buy it with cash instead of financing it.
Wedding Savings Calculator
Work out how much to set aside each month to pay for a wedding by the date — and start married life without the debt.
Windfall Monthly Income Calculator
Work out the monthly income a windfall can provide when drawn down steadily over a chosen number of years — instead of spent quickly or left untouched.