Transfer Tax Calculator: Tax on a Property Transfer
Work out the real estate transfer tax owed on a property sale — the one-time tax governments charge when ownership changes hands.
Adjust the inputs and select Calculate for a full breakdown.
Compare Common Scenarios
How the numbers shift across typical situations for this calculator:
| Scenario | Transfer tax | Price net of tax |
|---|---|---|
| 1.5% of $350k | 5,250 | 344,750 |
| 0.4% of $400k | 1,600 | 398,400 |
| 2.0% of $250k | 5,000 | 245,000 |
| 1.0% of $750k | 7,500 | 742,500 |
How This Calculator Works
Enter the sale price of the property and the transfer tax rate that applies. The calculator multiplies the two to find the transfer tax, and shows the price net of the tax for context.
The Formula
Percentage of an Amount
Amount is the base value, Percentage is the rate applied to it
Worked Example
A $350,000 sale at a 1.5% transfer tax rate carries $5,250 of tax. Transfer taxes are a one-time cost at closing, paid by the buyer, seller, or split — depending on local custom and the contract.
Key Insight
Transfer tax rates vary widely between states and even between counties or cities. In some places it is a fraction of a percent; in others it can exceed two percent — a meaningful sum on a high-priced home.
Frequently Asked Questions
What is a real estate transfer tax?
It is a one-time tax charged by a state, county, or city when real property changes hands. The rate is set locally and varies widely.
Who pays the transfer tax?
It depends on the jurisdiction and the sale contract. Some places charge the seller, some the buyer, and some split it between the two.
What price is the tax charged on?
Usually the sale price, though some jurisdictions tax a fair-market value or net consideration instead. Confirm the basis with the local recorder or title agent.
Are state and local rates separate?
They can be. Some places charge a state rate on top of a county or city rate. Enter the combined rate that actually applies to the sale.
Are there exemptions?
Sometimes. Transfers between spouses, certain non-sale transfers, or low-value sales may be exempt or reduced. Check local rules before applying the full rate.
Related Calculators
Data Sources & Benchmarks
This calculator draws on 1 independent, dated source.
Methodology & Review
Transfer tax is the property price multiplied by the transfer tax rate. The calculator assumes a single combined rate; some jurisdictions apply stacked state and local rates.
Written by Ugo Candido · Last updated May 17, 2026.