Loans Debt
Compare two loan offers side-by-side. Enter loan amount, APR, and term to see monthly payments and total interest for each option.
Full original guide (expanded)
Loans Debt
Browse calculators and resources in this section.
Latest update: 2026-01-26
Calculators
Payday Loan Calculator — Fees, Effective APR & Total Repayment
Calculate payday loan fees, effective APR from the fee per $100 and term in days, rollovers, and total repayment. Includes schedule, formulas, and consumer-protection guidance.
Loan Prepayment Calculator | Lump Sum Savings & Payoff Time
See how a one-time lump-sum prepayment shortens your loan term and cuts total interest. Enter balance, APR, term, and payment number to quantify payoff savings and months eliminated.
Secured Loan Calculator - Calculate Payments & Total Cost
Calculate monthly payments, total interest, and amortization schedule for a secured loan. Enter loan amount, interest rate, and term to see your results.
Unsecured Loan Calculator | Calculate Your Monthly Payments
Estimate your monthly payments for an unsecured personal loan. Use our calculator to see total interest, total cost, and a full amortization schedule.
Credit Card Payoff Calculator — Cut Interest, Plan Your Debt-Free Date
Interactive credit card payoff calculator: model fixed payments, target months, or minimum payments. See interest, payoff date, and a month-by-month schedule.
Loan Comparison Calculator — Compare Payments, Interest & Total Cost
Compare up to three loans side by side. Enter amount, APR, term, fees, and payment frequency to see payments, total interest, total cost, and breakeven points.
Personal Loan Calculator - Calculate Monthly Payments & Interest
Calculate personal loan payments, total interest, payoff date, and savings from extra payments. Includes origination fees, amortization schedule, and professional analysis.
Peer to Peer Loan Calculator - Calculate P2P Loan Payments & APR
Calculate your Peer-to-Peer (P2P) loan payment, total interest, and the true APR including origination fees. Get a full amortization schedule.
Construction Loan Calculator — Interest-Only Build Phase & Permanent Mortgage
Professional construction loan calculator with interest-only build phase and construction-to-permanent mortgage. Model draw schedules, fees, points, and get payment, total interest, and cost breakdown with printable schedules.
APR Calculator | Effective Rate Including Fees
Compute the true APR for a personal loan by factoring in origination and other finance charges. See the net amount disbursed, monthly payment, total interest, and finance charge before you sign.
Simple Loan Calculator - Calculate Payment & Interest
Calculate simple interest loan payments, total interest, and payoff schedule. Enter loan amount, APR, and term to get instant results with payment breakdown and schedule.
Loan Amortization Schedule Calculator | Payments, Interest, Payoff Date
Build a complete loan amortization schedule with extras, PMI and escrow options, multiple payment frequencies, CSV export, and print-friendly layout. Professional, WCAG-compliant, mobile-first.
RV Loan Calculator — Payment, Total Interest & Amortization
Estimate RV loan payments with taxes, fees, trade-in, and extra principal. See total interest, payoff date, and full amortization schedule.
Motorcycle Loan Calculator – Payment, OTD Price, Taxes & Fees
Motorcycle loan calculator with out-the-door price, down payment, trade-in (incl. negative equity), sales tax & fees, APR, term, payoff date, and printable amortization schedule.
Title Loan Calculator — Payment, Total Cost, Fees & Schedule
Estimate title loan payments and total cost with optional fees. Supports amortized monthly payments or single-payment (balloon). Clear schedule, formulas, and methodology.
Debt Consolidation Calculator | Compare Payments & Savings
Compare your current debt payoff plan with a new consolidation loan. See monthly payment changes, payoff timelines, and total interest savings before you refinance.
Loan Payoff Calculator | Extra Payments & Savings
Project your loan payoff date, total interest, and savings from extra monthly payments or a one-time lump sum. See how faster payments shorten your timeline with a detailed amortization schedule.
Loan Comparison Calculator - Compare Monthly & Total Cost
Compare two loan offers side-by-side. Enter loan amount, APR, and term to see monthly payments and total interest for each option.