Angel Investment Calculator: Return on a Startup Stake

See how an angel investment in a startup performed by setting the cash put in against what the stake returned at exit.

✓ Editorially reviewed Updated May 17, 2026 By Ugo Candido
Investment Details
$
The cash put into the startup.
$
What the stake returned at exit — acquisition, IPO, or sale.
Your estimate $—

Adjust the inputs and select Calculate for a full breakdown.

Compare Common Scenarios

How the numbers shift across typical situations for this calculator:

ScenarioTotal ROIAnnualized ROINet profit
$25k in · $90k out · 7yr260.00%20.08%$65,000.00
$10k in · $0 out · 5yr-100.00%0.00%-$10,000.00
$50k in · $500k out · 9yr900.00%29.15%$450,000.00
$15k in · $20k out · 6yr33.33%4.91%$5,000.00

How This Calculator Works

Enter the amount invested in the startup and the value the stake returned at exit — an acquisition, IPO, or secondary sale. Add the years held. The calculator reports the profit, the total return, and the annualized return.

The Formula

Return on Investment

ROI = (V_end − V_start) / V_start × 100

V_start = amount invested, V_end = amount returned; annualized ROI = (V_end / V_start)^(1/n) − 1

Worked Example

A $25,000 angel stake that returns $90,000 after 7 years is a $65,000 profit — a 260% total return, or about 20.1% a year annualized. That single number, though, says nothing about the bets that returned nothing.

Key Insight

Angel investing lives or dies at the portfolio level. Most startups return little or nothing, so a few large winners must carry the whole portfolio — judge the strategy across many investments, not by one.

Frequently Asked Questions

What is angel investing?

Angel investing is putting personal capital into early-stage startups in exchange for equity, in the hope of a large return if the company is later acquired or goes public.

What is a realistic angel return?

Most startups fail or return little. The model is portfolio-based: a small number of large winners must outweigh many losses, so individual returns vary enormously.

Does this account for dilution?

No. Later funding rounds can dilute an early stake. Enter the actual value your stake returned at exit, after any dilution, for an accurate figure.

What if the startup failed?

Enter an exit value of zero. The calculator will show a total loss — a common and expected outcome for individual angel investments.

How illiquid is an angel investment?

Very. There is usually no way to sell before an exit, which can take many years or never come. The annualized return cannot capture that lack of liquidity.

Related Calculators

Data Sources & Benchmarks

This calculator draws on 3 independent, dated sources.

10.30% Provisional
S&P 500 long-run annual return
S&P 500 Index — Long-Run Annualized Total Return
S&P Dow Jones Indices · as of December 31, 2025
View source ↗
4.31% Provisional
10-year U.S. Treasury yield
Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity (DGS10)
Board of Governors of the Federal Reserve System (FRED) · as of May 15, 2026
View source ↗
3.10% Provisional
U.S. inflation, 12-month change
Consumer Price Index for All Urban Consumers — All Items, 12-Month Change
U.S. Bureau of Labor Statistics · as of April 30, 2026
View source ↗

Methodology & Review

Ugo Candido ✓ Editor
Wrote this calculator and is responsible for its methodology and review.

Return is measured from the amount invested in the startup and the value returned at exit. Annualized return is the constant yearly rate over the holding period; dilution and failed investments are not modeled.

Written by Ugo Candido · Last updated May 17, 2026.