Personal Loan Calculators
Compare offers, forecast monthly payments, and design payoff strategies with our personal loan toolkit. Every calculator delivers instant results, mobile-friendly layouts, and transparent methodology.
Core personal loan tools
Personal Loan Calculator
Estimate payment size, total interest, and payoff timeline for installment loans.
Simple Loan Calculator
Compute simple-interest payments and schedules for short-term personal loans.
Loan Amortization Schedule
Generate full payment tables with principal and interest by period.
Loan Payoff Planner
See interest saved and new payoff dates with one-time or recurring extras.
Loan Prepayment Calculator
Compare strategies like snowball vs. avalanche and measure months saved.
Loan Comparison
Evaluate multiple offers side-by-side by APR, fees, and cumulative interest.
Cost & rate analysis
APR Calculator
Convert nominal interest plus fees into an apples-to-apples APR.
Interest-Only Loan
Project payments during the IO period and the balance when amortization begins.
Balloon Loan Calculator
Plan for balloon balances, refinancing needs, and total interest expense.
Debt-to-Income Ratio
Check lending eligibility by calculating front-end and back-end DTI.
Debt Consolidation
Compare current debts against a consolidation loan to verify savings.
Payoff & credit strategies
Credit Card Payoff
Build fixed payment or target-date payoff plans for revolving balances.
Auto Loan Calculator
Price vehicles with taxes, dealer fees, trade-ins, and rebates.
Auto Lease Calculator
Break down residual value, money factor, and total lease cost.
Student Loan Calculator
Model federal IDR plans, forgiveness targets, and refinancing outcomes.
Need more help?
Explore the Loans & Debt hub for broader debt management, or browse the entire catalog using the search bar above.