Loans & Debt Calculators
Model every stage of borrowing—from shopping rates to accelerating payoff timelines. Use these calculators to explore personal loans, student loans, auto financing, APR comparisons, debt consolidation, and payoff strategies with confidence.
Featured calculators
Simple Loan Calculator
Compute simple-interest payments, total cost, and payoff time for quick loan estimates.
Personal Loan Calculator
Model payments, origination fees, and extra contributions with full amortization.
Loan Amortization Schedule
Generate detailed principal, interest, escrow, and PMI breakdowns per period.
Loan Payoff Calculator
See how recurring extras or lump sums cut payoff time and interest paid.
Loan Prepayment Planner
Compare snowball vs. avalanche methods and forecast months saved.
Loan Comparison Tool
Evaluate multiple offers side-by-side by APR, fees, and total interest.
Interest-Only Loan Calculator
Understand payment resets and principal due after an interest-only period.
Balloon Loan Calculator
Plan for balloon payments, refinancing needs, and interest expense.
APR Calculator
Convert nominal rates and fees into true APR for accurate comparisons.
Debt-to-Income Ratio
Calculate front-end and back-end DTI for underwriting or budgeting.
Credit Card Payoff Planner
Design fixed or target-based payoff plans for revolving card balances.
Debt Consolidation Analysis
Compare current debts against a consolidation loan to confirm savings.
Auto Loan Calculator
Price vehicles with taxes, trade-ins, rebates, and dealer fees.
Auto Lease Calculator
Break down money factor, residual value, and total lease expense.
Student Loan Calculator
Model federal IDR plans, forgiveness targets, and private refinancing.
Student Loan Payoff
Accelerate payoff with extra payments and track interest savings.
Need more help?
Explore the Mortgage & Real Estate tools for housing decisions, or browse our full catalog via the search bar above.