Terms of Service

1. Acceptance of Terms

Welcome to CalcDomain. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Yeah Up S.r.l. ("CalcDomain," "we," "us," or "our"), governing your access to and use of the CalcDomain website located at calcdomain.com and all associated services, features, content, and calculators (collectively, the "Service").

Operator: Yeah Up S.r.l., an Italian limited liability company (S.r.l.) established in 2018, with registered offices in Italy, European Union.

2. Service Description

CalcDomain provides free, web-based calculators and tools for educational and informational purposes. Our Service includes, but is not limited to:

• Financial calculators (mortgage, retirement, investment, tax)
• Health and medical calculators (BMI, calorie, medical metrics)
• Specialized calculators (real estate, business, scientific)
• Educational content and methodology explanations
• Calculator-related resources and guides

2.1 Nature of Service

All calculators are provided as estimation tools for educational purposes. They are not substitutes for professional advice from qualified financial advisors, certified public accountants, attorneys, physicians, or other licensed professionals.

2.2 Free Access

CalcDomain is provided free of charge. We reserve the right to introduce paid premium features in the future, though all current calculators will remain free.

3. Eligibility

You must be at least 13 years of age (or 16 in the European Union) to use CalcDomain. By using the Service, you represent and warrant that:

• You meet the minimum age requirement
• You have the legal capacity to enter into these Terms
• You are not prohibited from accessing the Service under the laws of your jurisdiction
• All information you provide to us is accurate and truthful

If you are using CalcDomain on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

4. Use Rights & Restrictions

4.1 Permitted Uses

You may:

• Access and use our calculators for personal, non-commercial purposes
• Share links to our calculators on social media or websites
• Use calculation results for your personal financial planning
• Print calculator results for your personal records
• Contact us with feedback, bug reports, or suggestions

4.2 Prohibited Uses

You may NOT:

• Reproduce, duplicate, copy, or resell any part of the Service without explicit written permission
• Modify, adapt, or create derivative works based on our calculators
• Reverse engineer, decompile, or disassemble any calculator code
• Use automated systems (bots, scrapers, crawlers) to access the Service excessively
• Frame, embed, or mirror our calculators on other websites without permission
• Remove, alter, or obscure any copyright, trademark, or proprietary notices
• Use the Service for any illegal, harmful, or fraudulent purpose
• Attempt to gain unauthorized access to our systems or networks
• Transmit viruses, malware, or other harmful code
• Interfere with or disrupt the Service or servers
• Impersonate CalcDomain or any person or entity
• Collect or harvest information about other users

4.3 Commercial Use

Commercial use of our calculators requires explicit written permission. Contact us at info@calcdomain.com to discuss licensing arrangements.

5. Disclaimers

5.1 No Professional Advice

CalcDomain does not provide financial, investment, tax, legal, medical, or other professional advice. Our calculators and content:

• Are for informational and educational purposes only
• Do not constitute professional recommendations or advice
• Should not be relied upon as the sole basis for any decision
• Cannot account for your unique personal circumstances
• May not be suitable for your specific situation

5.2 Financial Disclaimer

Financial calculators provide estimates based on inputs you provide and assumptions we specify. Actual results may differ significantly due to:

• Market volatility and investment performance variations
• Changes in tax laws, interest rates, or financial regulations
• Individual circumstances not captured by calculator parameters
• Economic conditions and inflation fluctuations
• Fees, commissions, and expenses not included in calculations

Past performance does not guarantee future results. Investments carry risk, including potential loss of principal.

5.3 Medical Disclaimer

Health and medical calculators are educational tools only and do NOT:

• Diagnose medical conditions
• Provide medical advice or treatment recommendations
• Replace consultations with licensed healthcare providers
• Consider your complete medical history and circumstances

Always seek the advice of your physician or other qualified health provider with any questions about medical conditions. Never disregard professional medical advice or delay seeking it because of calculator results.

5.4 Tax Disclaimer

Tax calculators provide estimates based on general tax rules and may not reflect:

• Your specific tax situation
• State and local tax variations
• Recent tax law changes
• Available deductions or credits you may qualify for

Consult a certified public accountant (CPA) or tax professional for personalized tax advice.

5.5 Accuracy Disclaimer

While we strive for accuracy and update calculators regularly:

• We make no guarantees about the completeness, reliability, or accuracy of results
• Calculators may contain errors, bugs, or outdated information
• Third-party data sources we reference may be incorrect
• Regulatory changes may not be immediately reflected

5.6 "AS IS" Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Uninterrupted or error-free operation
• Accuracy or reliability of results
• Freedom from viruses or harmful components

5.7 No Affiliation

CalcDomain is NOT affiliated with, endorsed by, or sponsored by any government agency (IRS, CFPB, HUD, VA, FDA, etc.), financial institution, or regulatory body. References to official guidelines do not imply endorsement.

6. Limitations of Liability

6.1 No Liability for Decisions

You acknowledge and agree that:

• You use calculator results at your own risk
• We are not responsible for decisions you make based on calculator results
• We are not liable for financial losses resulting from reliance on our calculators
• You remain solely responsible for verifying information and consulting professionals

6.2 Types of Excluded Damages

We shall not be liable for damages including, but not limited to:

• Loss of profits, revenue, or business opportunities
• Investment losses or poor financial decisions
• Tax penalties or interest
• Loss of data or information
• Health complications or medical issues
• Legal fees or litigation costs
• Emotional distress or mental anguish
• Property damage

6.3 Maximum Liability Cap

TO THE EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED FIFTY EUROS (€50).

6.4 Jurisdictional Variations

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

7. Accuracy & Updates

7.1 Our Commitment to Accuracy

We are committed to providing accurate calculators and:

• Review all calculators daily
• Update promptly when regulations change
• Base calculations on authoritative sources (IRS, CFPB, HUD, medical guidelines)
• Employ qualified professionals to verify accuracy
• Respond quickly to bug reports

7.2 Your Responsibility

Despite our best efforts, you should:

• Verify calculator results independently
• Check that regulatory data is current for your situation
• Report any errors or inaccuracies you discover
• Not rely solely on calculator results for important decisions

7.3 Changes Without Notice

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice. This includes calculators, features, content, and methodology.

8. Intellectual Property Rights

8.1 Our Ownership

All content, features, and functionality of CalcDomain, including but not limited to:

• Calculator algorithms and code
• Website design and layout
• Text, graphics, logos, and images
• Educational content and methodology
• Trademarks and service marks

...are owned by Yeah Up S.r.l., our licensors, or content providers, and are protected by international copyright, trademark, patent, and other intellectual property laws.

8.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Service for personal, non-commercial purposes
• View and print calculator results for your personal records

This license does not include any right to resale, commercial use, reproduction, distribution, modification, or creation of derivative works.

8.3 Trademarks

"CalcDomain," our logo, and other marks are trademarks of Yeah Up S.r.l. You may not use our trademarks without prior written permission.

8.4 Copyright Infringement

We respect intellectual property rights. If you believe content on CalcDomain infringes your copyright, contact us at legal@calcdomain.com with details.

9. User Conduct

9.1 Acceptable Use

When using CalcDomain, you agree to:

• Use the Service lawfully and ethically
• Provide accurate information when contacting us
• Respect other users' privacy
• Report bugs or errors you discover
• Comply with all applicable local, state, national, and international laws

9.2 Prohibited Conduct

You agree NOT to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit harmful code (viruses, malware, etc.)
• Attempt to breach security measures
• Use the Service to harass, abuse, or harm others
• Impersonate any person or entity
• Interfere with other users' access to the Service
• Use automated systems excessively (scrapers, bots)
• Engage in any fraudulent activity

9.3 Reporting Violations

If you become aware of misuse of the Service, please report it to abuse@calcdomain.com.

10. Termination

10.1 Your Right to Terminate

You may stop using the Service at any time. If you subscribed to our newsletter, you can unsubscribe using the link in any email.

10.2 Our Right to Terminate

We reserve the right to suspend or terminate your access to the Service immediately, without prior notice or liability, for any reason, including:

• Violation of these Terms
• Fraudulent, illegal, or harmful activity
• Abuse of the Service
• At our sole discretion

10.3 Effect of Termination

Upon termination:

• Your right to use the Service ceases immediately
• Sections of these Terms that by their nature should survive termination will survive (disclaimers, limitations of liability, governing law)
• We may delete any content or data associated with your use

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Italy and the European Union, without regard to conflict of law principles.

Any dispute arising from these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Italy.

12. Dispute Resolution

12.1 Informal Resolution

Before filing any formal claim, you agree to first contact us at legal@calcdomain.com to attempt to resolve the dispute informally. We will make good faith efforts to resolve disputes amicably.

12.2 Arbitration (Where Applicable)

If informal resolution fails, disputes may be resolved through arbitration in accordance with the rules of the Italian Arbitration Association, except where prohibited by law.

12.3 Class Action Waiver

To the extent permitted by law, you agree that disputes will be resolved individually, and you waive the right to participate in any class action or representative proceeding.

12.4 Exceptions

Nothing in these Terms prevents either party from seeking injunctive or equitable relief in court for intellectual property infringement or unauthorized access to the Service.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes:

• We will update the "Last Updated" date at the top
• Significant changes will be prominently posted on the website
• For material changes, we may notify you via email (if we have your email)
• Continued use of the Service after changes constitutes acceptance

If you do not agree to modified Terms, you must stop using the Service.

14. Contact Information

If you have questions about these Terms or the Service, please contact us:

15. Miscellaneous

15.1 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15.2 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CalcDomain regarding the Service, and supersede all prior agreements.

15.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

15.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

15.5 Language

These Terms are written in English. Any translated version is provided for convenience only. In case of discrepancy, the English version prevails.