PPF Calculator
Estimate PPF maturity value and total interest to plan long-term tax‑saving investments in India.
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Data Source and Methodology
Tutti i calcoli si basano rigorosamente sulle formule e sui dati forniti da fonti ufficiali come il Ministero delle Finanze del Governo Indiano.
The Formula Explained
PPF Maturity Amount: M = P × \frac{(1 + r)^{n} - 1}{r}
Where M is the maturity amount, P is the annual investment, r is the annual interest rate, and n is the number of years.
Glossary of Terms
- Investment Amount: The initial amount you invest annually in the PPF account.
- Duration: The total number of years you plan to invest.
- Interest Rate: The annual interest rate provided by the government on PPF.
- Maturity Amount: The total amount you will receive at the end of the investment period.
- Total Interest Earned: The total interest accumulated over the investment period.
Frequently Asked Questions (FAQ)
What is PPF?
PPF stands for Public Provident Fund, a long-term investment option backed by the Government of India, offering tax benefits and a stable interest rate.
What are the contribution limits?
The minimum contribution is ₹500, and the maximum is ₹1.5 lakh per financial year.
Can I take a loan against my PPF?
Yes, you can take a loan against your PPF account from the third financial year up to the sixth financial year.
What happens if I miss a contribution?
If you miss a contribution, your account becomes inactive, and you must pay a penalty along with the minimum deposit to reactivate it.
Is premature withdrawal allowed?
Partial withdrawals are allowed from the seventh financial year onwards.
Formula (LaTeX) + variables + units
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PPF Maturity Amount: M = P × \frac{(1 + r)^{n} - 1}{r} Where M is the maturity amount, P is the annual investment, r is the annual interest rate, and n is the number of years.
- T = property tax (annual or monthly depending on input) (currency)
- CFPB — Credit cards (consumer education) — consumerfinance.gov · Accessed 2026-01-19
https://www.consumerfinance.gov/consumer-tools/credit-cards/ - FTC — Credit and loans (consumer advice) — consumer.ftc.gov · Accessed 2026-01-19
https://consumer.ftc.gov/ - Federal Reserve — Consumer resources — federalreserve.gov · Accessed 2026-01-19
https://www.federalreserve.gov/consumerscommunities.htm
Last code update: 2026-01-19
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