Mortgage Calculators
Plan your home purchase and optimize your loan. Estimate monthly payments, check how much house you can afford, compare 15- vs 30-year terms, model ARMs and refinances, and break down PMI, points, taxes, and closing costs—fast, accurate, and transparent.
Affordability & Payments
15-Year vs. 30-Year Mortgage Calculator
Compare monthly payment, interest cost, and payoff timelines.
Biweekly Mortgage Payment Calculator
See how biweekly payments shorten term and reduce interest.
House Affordability Calculator
Estimate a safe price range from income, debts, and rates.
Mortgage Payment Calculator
Monthly P&I with taxes, insurance, PMI, and HOA add-ons.
Mortgage Payoff Calculator
Model extra payments and track new payoff dates.
Rent vs. Buy Calculator
Compare long-term costs including taxes, appreciation, and fees.
Loan Types & Programs
Adjustable-Rate Mortgage (ARM) Calculator
Model teaser rates, caps, resets, and payment changes.
FHA Loan Calculator
Upfront/annual MIP, minimum down, and payment estimates.
HELOC Calculator
Credit line interest, draw/repay schedules, and payments.
Reverse Mortgage Calculator
Estimate proceeds, ongoing costs, and equity over time.
VA Loan Calculator
Funding fee, zero-down scenarios, and monthly payments.
Refinance
Costs, Insurance & Ratios
Closing Costs Calculator
Itemize lender, title, escrow, and prepaid expenses.
Down Payment Calculator
Target down payment, loan amount, and LTV effects.
Loan-to-Value (LTV) Calculator
Compute LTV from appraised value and loan balance.
Mortgage Points Calculator
Cost vs. rate reduction and break-even timeline.
Private Mortgage Insurance (PMI) Calculator
Estimate PMI and when it can be cancelled.
Property Tax Calculator
Annual taxes and monthly escrow estimates by value/rate.
For education only—not financial advice. Verify lender terms and local regulations before committing to a mortgage.