German Pension (Rente) Calculator

Estimate your potential retirement income in Germany. Enter your pension points, salary, and relevant info—see your estimated monthly payout and explanation.

Formula & Methodology

Monthly Pension = (Pension Points × Current Point Value) / 12
  • Current Point Value (2024): €37.60 (set by German law, subject to change)
  • Each year with average salary ≈ 1 pension point
  • If you earn above/below average, your points are proportionally higher/lower

Worked Example

  • Points: 18.2
  • Pension value: €37.60
  • Monthly Pension = (18.2 × 37.60) / 12 = €57.07

Frequently Asked Questions

What are pension points?

Each year, you earn up to 1 point for earning Germany’s average salary. Higher or lower income, more or fewer points.

How is the point value set?

The point value (€) is updated by the government—check here for the current value.

Why does my salary matter?

Your annual salary determines the points you earn. Pension = points × value.

Tool by Ugo Candido. Data from DRV. Last reviewed: 2025.
Audit: Needs review
Formula (LaTeX) + variables + units
This section shows the formulas used by the calculator engine, plus variable definitions and units.
Note: This page needs review to confirm formulas and sources.
No formulas provided in audit spec.
Variables and units
  • T = property tax (annual or monthly depending on input) (currency)
Sources (authoritative):
Changelog
Version: 0.1.0-draft
Last code update: 2026-01-19
0.1.0-draft · 2026-01-19
  • Initial audit spec draft generated from HTML extraction (review required).
  • Verify formulas match the calculator engine and convert any text-only formulas to LaTeX.
  • Confirm sources are authoritative and relevant to the calculator methodology.
Verification pending · Last code update: 2026-01-19