Mortgages & Home Financing

Evaluate payments, eligibility, and home repayment strategies. Compare scenarios, closing costs, and FHA/VA programs, or simulate HELOCs and biweekly repayment plans.

Mortgage payment

PITI, PMI, and HOA.

Affordability

Budget vs. DTI.

Refinance

Break-even point and savings.

Rent vs. buy

Rental versus purchase.

FHA

MIP and minimum down payment.

VA

Funding fee and zero down.

Down payment

Impact on LTV/PMI.

Mortgage payoff

Extra principal and biweekly plans.

HELOC

Draw and repayment periods.

Closing costs

Fees and prepaid expenses.

Biweekly mortgage

Time and interest savings.

Reverse mortgage

Proceeds and non-recourse limits.