College Savings Calculator (529 Plan)

Calculate your future college savings with our 529 Plan Calculator. Plan efficiently for your higher education expenses.

Savings Inputs

How to use

Enter your child’s current age and expected college age, then add your current savings, monthly contributions, and expected annual return.

Methodology

The calculator projects growth using compound interest on current savings and an annuity-style future value for ongoing monthly contributions.

Full original guide (expanded)

Calculate your future college savings with our 529 Plan Calculator. Plan efficiently for your higher education expenses.

Formulas
\[FV = P(1+r)^n + C\cdot\frac{(1+r)^n - 1}{r}\]
  • P = current savings
  • r = annual return (decimal)
  • n = years until college
  • C = annual contribution (monthly × 12)
Citations
Changelog
  • 0.1.0-draft — 2026-01-19 — Initial audit spec draft generated from HTML extraction (review required). Verify formulas match the calculator engine and convert any text-only formulas to LaTeX. Confirm sources are authoritative and relevant to the calculator methodology.
✓ Verified by Ugo Candido
Last Updated: 2026-01-19
Version 0.1.0-draft