Finance Business Ratios and Valuation Calculator Suite

Compute key business ratios and valuation metrics from a single set of financials. Get instant interpretation and benchmark ranges for profitability, liquidity, leverage, efficiency, and valuation.

1. Enter your financial data

Fill in what you know. Leave any field blank and we’ll ignore ratios that depend on it.

Income Statement

Balance Sheet & Market Data

2. Key business ratios

We group your ratios into profitability, liquidity, leverage, efficiency, and valuation. Click any row to see the formula and interpretation.

Net Profit Margin
Net Income / Revenue
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Return on Equity (ROE)
Net Income / Equity
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Return on Assets (ROA)
Net Income / Assets
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Gross Margin
(Revenue − COGS) / Revenue
–
Current Ratio
Current Assets / Current Liabilities
–
Quick Ratio
(Current Assets − Inventory) / Current Liabilities
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Debt-to-Equity
Total Debt / Equity
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Debt Ratio
Total Debt / Assets
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Interest Coverage
EBIT / Interest Expense
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Asset Turnover
Revenue / Assets
–
Inventory Turnover
COGS / Inventory
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Price-to-Earnings (P/E)
Share Price / EPS
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Price-to-Book (P/B)
Market Cap / Equity
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Price-to-Sales (P/S)
Market Cap / Revenue
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EV / EBIT
(Market Cap + Debt) / EBIT
–

3. Quick interpretation

We classify each ratio as Weak, OK, or Strong using generic benchmarks. Always compare against peers and your own history.

Enter your data and click “Calculate Ratios” to see a summary of strengths and red flags.

How to use this finance business ratios & valuation tool

This calculator is designed as a compact dashboard for founders, analysts, and CFOs. Instead of jumping between many single-purpose tools, you enter one set of financials and instantly get a cross-section of profitability, liquidity, leverage, efficiency, and valuation ratios.

Key formulas used

Net Profit Margin = Net Income ÷ Revenue

ROE = Net Income ÷ Total Equity

ROA = Net Income ÷ Total Assets

Gross Margin = (Revenue − COGS) ÷ Revenue

Current Ratio = Current Assets ÷ Current Liabilities

Quick Ratio = (Current Assets − Inventory) ÷ Current Liabilities

Debt-to-Equity = Total Debt ÷ Total Equity

Debt Ratio = Total Debt ÷ Total Assets

Interest Coverage = EBIT ÷ Interest Expense

Asset Turnover = Revenue ÷ Total Assets

Inventory Turnover = COGS ÷ Inventory

EPS = Net Income ÷ Shares Outstanding

Market Cap = Share Price × Shares Outstanding

P/E = Share Price ÷ EPS

P/B = Market Cap ÷ Total Equity

P/S = Market Cap ÷ Revenue

EV / EBIT = (Market Cap + Total Debt) ÷ EBIT

Typical benchmark ranges (very general)

Benchmarks vary a lot by sector and business model, but as a rough starting point:

  • Net margin: 5–10% is common, >15% is strong for many mature businesses.
  • ROE: 10–20% is often considered healthy; >20% can indicate strong value creation.
  • Current ratio: 1.2–2.0 is often comfortable; <1.0 can signal liquidity stress.
  • Debt-to-equity: 0.5–1.5 is typical; very high leverage increases risk.
  • P/E, P/B, P/S, EV/EBIT: must be compared to peers, growth, and risk profile.

Limitations and best practices

  • Always compare ratios to industry peers and your own historical trend.
  • Use trailing twelve months (TTM) data for more up-to-date ratios when possible.
  • Adjust for one-off items (impairments, restructuring, COVID effects) before analysis.
  • Combine ratios with qualitative factors: competitive moat, management quality, market structure.

Who is this tool for?

  • Startup founders preparing investor updates or pitch decks.
  • Analysts and FP&A teams building quick sanity checks on financial models.
  • Business owners benchmarking performance against targets and covenants.

FAQ: Business ratios & valuation