Cryptocurrency ROI Calculator: Crypto Profit and Return

See how a cryptocurrency position performed by comparing what you spent buying it with what it is worth now.

✓ Editorially reviewed Updated May 17, 2026 By Ugo Candido
Investment Details
$
Total spent acquiring the cryptocurrency, including exchange fees.
$
Proceeds from selling, or the holding's market value today.
Your estimate $—

Adjust the inputs and select Calculate for a full breakdown.

Compare Common Scenarios

How the numbers shift across typical situations for this calculator:

ScenarioTotal ROIAnnualized ROINet profit
$3k · $2.1k · 2yr-30.00%-16.33%-$900.00
$2k · $9k · 3yr350.00%65.10%$7,000.00
$5k · $5.5k · 1yr10.00%10.00%$500.00
$10k · $40k · 5yr300.00%31.95%$30,000.00

How This Calculator Works

Enter the total you spent acquiring the cryptocurrency, including exchange fees, and its current value or the amount you received on selling. Add the number of years held. The calculator returns the profit or loss, the total ROI, and an annualized rate — though crypto's swings make any single rate a rough summary.

The Formula

Return on Investment

ROI = (V_end − V_start) / V_start × 100

V_start = amount invested, V_end = amount returned; annualized ROI = (V_end / V_start)^(1/n) − 1

Worked Example

You spend $3,000 on a cryptocurrency and two years later the holding is worth $2,100. That is a $900 loss, a total ROI of -30%, and an annualized return of about -16.3%. The calculator shows losses as plainly as it shows gains.

Key Insight

Annualized ROI assumes a steady path that crypto almost never follows. A position can be up 200% and down 60% within the same year, so treat the annualized figure as a backward-looking summary, not a rate you should expect to repeat.

Frequently Asked Questions

Should I include exchange and network fees?

Yes. Add trading fees and network costs to the purchase cost, and subtract withdrawal or selling fees from the value returned, so the result reflects what you actually gained or lost.

What if I have not sold the cryptocurrency?

Enter the current market value as the amount returned. The return is then unrealized and will move with the next price swing — it is a snapshot, not a locked-in result.

Why can the annualized return look extreme?

Crypto prices move violently, so a large gain or loss over a short hold annualizes into a very high or very negative rate. The shorter the period, the less meaningful that rate is.

Are cryptocurrency gains taxable?

In most jurisdictions selling or swapping cryptocurrency is a taxable event. For an after-tax return, reduce the value returned by the tax owed before entering it.

How does crypto ROI compare with stocks?

Convert both to annualized returns and compare. Crypto's higher historical returns have come with far larger swings than a stock index, so the comparison should weigh risk, not just the rate.

Related Calculators

Data Sources & Benchmarks

This calculator draws on 3 independent, dated sources.

10.30% Provisional
S&P 500 long-run annual return
S&P 500 Index — Long-Run Annualized Total Return
S&P Dow Jones Indices · as of December 31, 2025
View source ↗
4.31% Provisional
10-year U.S. Treasury yield
Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity (DGS10)
Board of Governors of the Federal Reserve System (FRED) · as of May 15, 2026
View source ↗
3.10% Provisional
U.S. inflation, 12-month change
Consumer Price Index for All Urban Consumers — All Items, 12-Month Change
U.S. Bureau of Labor Statistics · as of April 30, 2026
View source ↗

Methodology & Review

Ugo Candido ✓ Editor
Wrote this calculator and is responsible for its methodology and review.

Return is measured from the cost of acquiring the cryptocurrency and its sale or current value. Annualized ROI is the constant yearly rate over the period held; because crypto prices are highly volatile, that rate is a backward-looking summary rather than an expected return.

Written by Ugo Candido · Last updated May 17, 2026.