Chinese Pension Calculator
This calculator helps individuals in China estimate their future pension based on current salary, age, and years worked.
Pension Calculator
Estimated Pension
Data Source and Methodology
All calculations are based on data provided by the Chinese government pension plan guidelines. Read more.
The Formula Explained
Glossary of Terms
- Current Age: The age of the individual using the calculator.
- Current Monthly Salary (¥): The individual's current monthly salary.
- Years Worked: The total number of years the individual has worked.
How It Works: A Step-By-Step Example
For a 35-year-old with a current monthly salary of ¥10,000 and 10 years of work experience, the estimated monthly pension is calculated as follows: Pension = 10,000 × 0.01 × 10 = ¥1,000.
Frequently Asked Questions (FAQ)
Who can use this calculator?
Anyone working in China who wants to estimate their future pension can use this tool.
Is the pension amount guaranteed?
No, this is an estimate and actual pension amounts may vary.
Do I need to enter my exact salary?
For the most accurate estimate, use your exact current monthly salary.
Can I adjust for inflation?
This calculator does not account for inflation.
Where can I find more information?
Visit the official [FDI China](https://fdichina.com/blog/pension-insurance-in-china/) website for more details on pension plans.
Formula (LaTeX) + variables + units
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Pension = Salary × 0.01 × Years Worked
- I = homeowners insurance (annual or monthly depending on input) (currency)
- Read more — fdichina.com · Accessed 2026-01-19
https://fdichina.com/blog/pension-insurance-in-china/
Last code update: 2026-01-19
- Initial audit spec draft generated from HTML extraction (review required).
- Verify formulas match the calculator engine and convert any text-only formulas to LaTeX.
- Confirm sources are authoritative and relevant to the calculator methodology.