Salary Calculator India
Calculate your net salary from your CTC in India. Understand deductions such as PF, ESI, Professional Tax, and TDS with our interactive tool.
Salary Inputs
All percentages are applied to full CTC. Professional Tax is annualized from the monthly value.
How to Use This Calculator
Enter your CTC, then provide any PF, ESI, and TDS percentages along with the monthly professional tax. Click Calculate to see how each deduction reduces your take-home salary.
All calculations are based on current Indian tax regulations and reference the relevant government authority. Please verify against the latest financial year's slab and deduction rules for confirmation.
Methodology
The calculator annualizes the provided professional tax, applies the PF, ESI, and TDS percentages to the full CTC, and subtracts all deductions from the gross package.
- Percentages (PF, ESI, TDS) are calculated on the entire CTC.
- Professional Tax is treated as a monthly figure and multiplied by 12 for annual impact.
- Net salary equals CTC minus PF, ESI, TDS, and the annualized professional tax.
Glossary of Terms
- CTC: The total cost to the company, including salary, benefits, and employer contributions.
- PF: Provident Fund contribution, a retirement benefit calculated as a percent of CTC.
- ESI: Employee State Insurance contribution, a social security deduction.
- Professional Tax: A state-level tax paid monthly in applicable Indian states.
- TDS: Tax Deducted at Source, withheld from salary based on the applicable tax slab.
Practical Example
For a ₹500,000 CTC with PF at 12%, ESI at 0.75%, Professional Tax of ₹200 per month, and TDS at 10%, the net salary is: ₹500,000 − (₹60,000 + ₹3,750 + ₹2,400 + ₹50,000) = ₹383,850.
Frequently Asked Questions (FAQ)
What is CTC?
CTC stands for Cost to Company and includes salary components plus employer-paid benefits.
How is PF calculated?
We apply the PF percentage directly to the CTC to match the legacy calculator behavior.
What is ESI?
ESI is a government-mandated insurance for employees earning up to the eligibility threshold.
Is Professional Tax mandatory?
It is mandatory in states where authorities levy the tax; the calculator assumes the value you enter is the monthly deduction.
How is TDS applied?
TDS is computed as the provided percentage of CTC. Adjust the input to reflect your current tax slab.
Full original guide (expanded)
The legacy page included an audit badge noting a complete review on 2026-01-19. The audit also referenced extracted formulas and variable definitions from the original HTML, which are preserved below.
Formula snapshot: Net Salary = CTC − (PF + ESI + Professional Tax + TDS).
Variables noted in the audit: T = property tax (annual or monthly depending on input), I = homeowners insurance (annual or monthly depending on input).