Rule of 72 Calculator

This calculator helps you estimate how long it will take for an investment to double in value based on a fixed annual rate of return. It's a quick way for investors, financial planners, and educators to understand the effects of compounded growth. Simply enter the expected annual interest rate, and the calculator will do the rest.

Calculator

Results

Enter a rate to calculate.

Data Source and Methodology

The Rule of 72 is a universally recognized formula used in finance to estimate the doubling time of an investment. Calculations are based strictly on this formula, ensuring accurate and reliable results.

The Formula Explained

Years to Double = 72 / Interest Rate

Glossary of Terms

Frequently Asked Questions (FAQ)

What is the Rule of 72?

The Rule of 72 is a simple formula used to estimate the number of years required to double the invested money at an annual compounded interest rate.

How accurate is the Rule of 72?

It is a good approximation for interest rates between 6% and 10%. The accuracy decreases for rates outside this range.

Can the Rule of 72 be used for any interest rate?

While it provides a quick estimate, its accuracy decreases for very high or low rates. It's best used for rates between 6% and 10%.

Is the Rule of 72 applicable in all financial scenarios?

It is most useful for investments with constant compounding rates. It may not be accurate for variable rate investments.

Why is it called the Rule of 72?

The number 72 is chosen because it has many divisors, making mental calculations easier with common interest rates.

Tool developed by Ugo Candido. Content reviewed by the CalcDomain Expert Team. Last reviewed for accuracy on: October 2023.

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