Loans & Debt

Plan payments, compare payoff strategies, and understand borrowing capacity. Model APR, fees, consolidation, and student or credit card debt with clear amortization.

Simple Loan Calculator

Payment, interest, and term at a glance.

Amortization Schedule

Full principal/interest table with extras.

Loan Payoff

Accelerate payoff and quantify savings.

DTI Ratio

Check underwriting readiness.

Personal Loan

APR, fees, and net proceeds.

APR Calculator

True annualized cost including fees.

Debt Consolidation

Compare blended rates vs. new loan.

Student Loan

Standard & IDR scenarios.

Credit Card Payoff

Snowball vs. avalanche projections.