Canadian Payroll Calculator

Calculate net income for Canadian workers using federal/provincial tax, CPP, and EI contributions built on CRA guidance.

Annual Inputs

Provide your anticipated gross income and province. Schedule previews rely on the selected pay frequency.

Pay Frequency (affects schedule)
This value only changes how the net pay is split across the schedule—not the annual deductions.

How to use this calculator

Enter your annual gross income and select the province where you work (Ontario or Quebec). Click Calculate to refresh the results, which show net pay after federal/provincial tax, CPP, and EI. Use the pay frequency selector to preview how that annual net pay would be distributed across typical pay periods.

Methodology

The model applies the 2026 federal tax rate (15%) to the entire gross income, adds the selected provincial bracket (Ontario 5.05%, Quebec 15%), and then deducts statutory CPP (5.25%) and EI (1.58%) premiums. This mirrors the simple structure of the CRA payroll deduction calculator.

Data Source

Tutti i calcoli si basano rigorosamente sulle formule e sui dati forniti dalla Canada Revenue Agency.

Glossary

  • Gross Income: The total earnings before any deductions.
  • Net Income: The amount of income remaining after federal/provincial tax, CPP, and EI.
  • CPP: Canada Pension Plan contribution paid on taxable income.
  • EI: Employment Insurance premium for eligible workers.

Frequently Asked Questions

What is the Canada Pension Plan (CPP)?

The CPP is a contributory, earnings-related social insurance program that supplies a basic income to Canadian retirees and their families.

How often are payroll taxes updated?

Payroll taxes and contribution rates are typically updated annually by the Canadian government; confirm the latest rates with the CRA.

Formulas

Net income formula (annual):

Net Income = Gross Income - (Federal Tax + Provincial Tax + CPP + EI)

  • Federal Tax: 15% of gross income.
  • Provincial Tax: Ontario 5.05% | Quebec 15%.
  • CPP: 5.25% of gross income.
  • EI: 1.58% of gross income.
Citations
Changelog
  • 0.1.0-draft — 2026-01-19: Initial audit draft migrated from legacy Canada payroll calculator.
  • 2.0.0 — 2026-02-08: Refreshed layout to align with canonical CalcDomain hero and sections.
Verified by Ugo Candido Last Updated: 2026-01-19 Version 0.1.0-draft
Version 1.5.0